Most Recent Posts

Australia

home_loan

One of the best proxies for what is happening in the housing market are the figures from Mortgage Broking Giant AFG – which reveal on a quarterly basis the home loan applications moving through the ‘national system’.
stress

If you are at all interested in economics you’ve probably heard of Branko Milanovic, the Serbian/American Academic and writer who like Thomas Piketty focuses his research on global inequality and the way that income is unevenly distributed around the world.
June 2016 - Bumbling Along

Optimists have a tendency to hail the notion of boundlessness as well as the absence of limits. Unfortunately in reality, constraints and limits do exist – sometimes this is good and other times less so.

UK

Caviar

The Alburnus alburnus is an unassuming small freshwater fish otherwise known as the Common Bleak and a seemingly apt muse for illustrating the grim realities facing many retirees
Rocket

Providers are calling for a one year delay to the launch of the Lifetime Isa — one of former Chancellor George Osborne’s flagship savings schemes — as they seek clarification on design details.
August-2016---Brexit-Bounce-Back

Despite the prospect of losing access to the European market, some think the UK may actually be in a stronger position post-Brexit.

US

gig

The rise of the gig economy is attracting headlines in the US and beyond. But providing gig workers with the benefits awarded to full-time employees is becoming an increasing concern for policymakers.
June 2016 - Bumbling Along

Optimists have a tendency to hail the notion of boundlessness as well as the absence of limits. Unfortunately in reality, constraints and limits do exist – sometimes this is good and other times less so.
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There are two broad themes impacting investors globally at present; hysteresis and uncertainty. Arguably there is a third background theme of financial repression, but if we focus on the two main themes of hysteresis and uncertainty and deal with the latter first.

Recent Research Projects

fork

This report outlines core DFM considerations such as investment philosophy and their proposition as a business. The aim is to give asset managers a better understanding of how to approach these asset influencers.

Many individuals do not consider divorce a significant threat to retirement savings — a surprising finding given that divorced individuals have less saved in retirement than married individuals and are more likely to be bankrupt.

The rise of the gig economy, whereby employees freelance in temporary positions, is gathering momentum.

This report identifies differing complexities between age segments and forecasts life’s biggest milestones like mortgage eligibility and the longevity of retirement funds.