Latest Posts

icecream

Ice Cream Anyone?

May 2016 / burningpants

Anyone can sell ice cream in the summer but doing so in November when the environment has turned frosty and appetite is limited is a very different proposition altogether.

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Demographic Retirement Bomb

May 2016 / burningpants

The dangers posed by ageing populations rank alongside climate change as one of the gravest challenges facing humankind. And the impact of the demographic time bomb will hit retirees especially hard.

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Lame Ducks and Tap Dogs

May 2016 / burningpants

Successful innovation in financial services doesn’t just happen. It’s the culmination of many things: foresight, capability, feasibility, timing and focus.

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The Long Divorce

May 2016 / burningpants

Britain’s landmark referendum on EU membership is one month away, with Sterling, equities and property all experiencing increased volatility since Prime Minister David Cameron confirmed the membership vote in February, if voters decide to leave then the impact is far from clear.

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Brexit Battle

May 2016 / burningpants

The Brexit battle has entered a brutal stage as the June D-Day looms into view. But with the economic aspect of the debate largely an exercise in spin and conjecture, people should vote according to their convictions.

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Latest Research

Ageing populations pose one of the most serious and enduring challenges for OECD countries. Whatever policies are pursued, it is imperative that governments take action now before ageing populations help give rise to economic and social crises. The demographic time bomb is ticking faster than ever as advances in medical science mean people are continuously living longer.
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In the face of the increased volatility in 2016, this report seeks to reveal what products financial advisers in the UK are currently recommending. Do recommendations differ according to the size of an adviser's business? Does the prevalent age or wealth of the adviser's client base influence their choices? Understanding the products currently being endorsed by advisers can help product providers engage more effectively with their target market.
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The knock-on effects of low interest rates are wide-ranging. Near-zero returns on bond portfolios impact the income of savers and retirees as well as the withdrawal needs of pension funds and Governments. This paper examines what options are available for income investors in the prevailing low interest rate environment and how investors can guard against — and benefit from — rising interest rates.
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